Loan types
Whatever your situation,
we've got you covered
🏠
First Home Buyer
We know it can feel overwhelming, but we've helped hundreds of first home buyers into their own place. We'll explain every step and find you every grant and scheme available.
First Home Guarantee
5% deposit options
Stamp duty concessions
FHSS Scheme
Let's chat →
🔄
Refinance
Could your loan be working harder for you? We offer a free annual loan health check, and if there's a better deal out there, we'll find it and make switching seamless.
Free loan review
Rate comparisons
Cashback deals
Equity release
Learn more →
📈
Investment Property
Build your property portfolio with the right loan structure. We'll help you maximise tax benefits, manage cash flow, and set you up to grow over time.
Interest-only
Portfolio loans
SMSF lending (eligibility criteria apply)
Offset accounts
Learn more →
💼
Self-Employed
Being your own boss shouldn't hold you back. We work with specialist lenders who understand self-employment and alt-doc situations.
Alt-doc loans (2 years BAS or accountant letter)
Low-doc options (ABN + income declaration)
ABN lending
Learn more →
🏗️
Construction Loans
Building your dream home? We'll structure a construction loan that releases funds at each stage, so you only pay interest on what you've drawn down.
Progress draw loans
Owner-builder
Knockdown rebuild
Learn more →
🤝
Guarantor Loans
Family can help you get into the market sooner. We'll guide both you and your guarantor through the process safely and clearly.
Family guarantee
No LMI options
Up to 100% finance (subject to eligibility)
Learn more →
Meet the team
Real people who
care
We're not a faceless call centre. We're a tight-knit team of experienced brokers who love helping people achieve their property goals.
MB
Michael Barton
Principal Broker & Founder
With 10+ years in the industry, Michael started Monza Finance Group with one goal: make the home loan process feel human again. "Clients often say they appreciate how easy I make things feel — even in complex situations. That's exactly what I aim for."
Residential
Investment
Commercial
JS
Joe Sorrenti
Broker
Joe brings a business owner’s eye to every client’s finance journey. Having built and run his own business, he understands what it takes to make sound financial decisions under real-world pressure — and applies that same discipline and care when guiding clients through their home loan. "I know what it’s like to have a lot riding on getting a decision right. That’s the mindset I bring to every client."
Residential
Investment
Commercial
Repayment Calculator
Crunch the numbers
in seconds
Get a quick estimate of what your repayments might look like — then book a free chat with us for a personalised picture.
Free consultationNo obligation, just honest advice from a real broker.
40+ lenders searchedWe do the legwork so you get the best deal available.
Fast pre-approvalsMost clients get pre-approved within 3–5 business days.
Repayment estimator
Indicative figures only — not financial advice
$
$
Estimated monthly repayment
$3,542
Loan amount
$600,000
LVR
80%
Total interest
$673,000
Ready when you are
Let's find your
perfect home loan
Book a free, no-pressure chat with one of our brokers. We'll listen to your situation and lay out your options — clearly and honestly.
Monza Finance Pty Ltd · ABN 21 617 504 186 · Michael Barton is an Authorised Credit Representative (CRN 497244) of LMG Pty Ltd, Australian Credit Licence 390222 · Member of FBAA · Credit assistance is subject to lender approval.